Health Insurance Marketplace and Open Enrollment

The next open enrollment starts November 15, 2014 – February 15, 2015 with first available effective date is January 1, 2015.

What is the Health Insurance Marketplace?
Created by the Affordable Care Act, your online state-based Health Insurance Marketplace lets you make apples-to-apples comparisons of competing health insurance plans. These new Marketplaces help residents of each state find health insurance plans that fit their needs and budget.

What is a subsidy?
A subsidy (Tax Credit) is financial assistance from the government to help with insurance costs. Beginning in 2014, the government provided subsidies to millions of lower-income individuals and families. The only way to get a subsidy is through the Marketplace.

If you do not qualify for a subsidy, you may still call 1-800-318-2596 or visit to see if you qualify for other government programs.